The Generational Wealth Series

Wealth that holds for generations.

Two guides on Ontario multi-family — one for the investor building a portfolio, one for the owner deciding what happens to theirs. Written by a three-generation multi-family family.

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Volume I · For the Buyer

The Builder’s Guide

You’re a professional or business owner building long-term wealth, and you’re considering your first — or next — apartment building.

  1. IWhy Multi-Family Compounds
  2. IIThe Ontario Opportunity
  3. IIIFinancing as the Multiplier
  4. IVReading a Deal
  5. VStructure Before You Sign
  6. VIThe Path to a First Acquisition
  7. VIIBuilding Across Generations
Volume II · For the Owner

The Steward’s Guide

You own a building — perhaps for decades — and you’re weighing holding, refinancing, selling, or passing it on.

  1. IWhat You’ve Built
  2. IIThe Economics of Holding
  3. IIIHold, Refinance, or Sell
  4. IVYour Tax Position Comes First
  5. VSuccession Without a Forced Sale
  6. VIIf You Sell: Maximizing the Outcome
  7. VIIStewardship Across Generations
Interactive Tools
Financing Modeler
CMHC MLI Select, MLI Standard, and conventional financing side by side, at your assumptions.
Disposition Proceeds
What a sale would actually net — selling costs, mortgage payout, and tax, down to one number.
Compounding Modeler
Levered equity compounding over time — the cap-rate-to-interest spread made visible.
Written, Not Generated

Principal-authored and data-verified, with sources named. Where a number appears, it has a citation; where a rule of thumb appears, it says so.

Illustrations, Not Promises

Every figure in the series is an illustration of the assumptions behind it — never a projection, a forecast, or a promise of performance.

Three Generations

The same family has bought, operated, and stewarded Ontario multi-family buildings across three generations. The guides are written from that seat.